The social security program was signed into law by President Roosevelt in 1935 and has evolved over the years. Today social security provides retirement benefits to those who have worked long enough to qualify, and payments to those who are unable to work due to medical impairments. The laws and regulations that govern who qualifies for social security disability are complicated, looking at many factors including work history, education and age. Some medical conditions are severe enough on their own to qualify one as disabled if certain criteria are met. Other conditions are evaluated in terms of how one's medical impairments limit his or her ability to carry out certain work related activities such as sitting, standing, lifting, bending, stooping, etc.
There are primarily two disability programs available: Social Security Disability and Supplemental Security Income. Each are explained below.
Only an experienced and knowledgeable social security disability attorney will understand the complexities involved in analyzing a claim. The Law Offices of Richard L. Sheppard III possesses that knowledge and experience. If you are too injured to work call us for a free consultation.
The SSD program is for those who have worked a sufficient number of quarters (of a year), thereby contributing to the large pool of contributions all workers pay into through social security taxes. When a person becomes disabled they are able to draw from that pool to support them during the period of time they are disabled.
What if one is disabled but has not worked enough quarters to qualify for SSD? The SSI program provides income for those who do not qualify for SSD, but are disabled and have little to no income and assets. In such cases financial resources and assets are considered. SSI payments are lower than SSD payments.